Upgrade Affordability

Check your budget and explore your upgrade options.

Buyer Situation

Do you currently own a property? Target Property Type Loan Type Outstanding Housing Loans After Purchase

Oldest Borrower Age

Preferred Loan Tenure

Income & Debts

Gross Monthly Income Existing Monthly Debts Actual Interest Rate

Used only to estimate monthly instalment. Loan eligibility is calculated internally.

Current Property Sale

Estimated Selling Price Outstanding Loan CPF Used + Accrued Interest Selling Costs

Funds & Target

Cash Savings CPF OA Available Target Purchase Price

Cash Proceeds From Sale $0

Total Cash + CPF Funds $0

Income-Based Max Loan $0

Estimated Max Purchase Budget $0

Estimated Monthly Instalment $0

Shortfall For Target Price $0

Result will appear here

Fill in your numbers and calculate your estimated affordability.

Indicative only. Final approval depends on bank/HDB assessment, income type, credit profile, property value, remaining lease, CPF usage and prevailing regulations.